Anyone who wants to act as an agent for a lender in arranging consumer loans for consumers in Nova Scotia for a fee. (This does not include mortgages).

Note: Someone offering this service is sometimes known as a loan broker.

Service Nova Scotia and Municipal Relations

(902) 424-5552

With this Permit, there are two different ways to submit your application form: 

A) You can send in a hard copy. You can get a form by: 
       (1) downloading a form from our website; 
       (2) visit any Access Nova Scotia Centre; or 
       (3) call, write or visit the office listed above. 

B) You can fill it out on-line. To do this, you must be able to pay as follows: 
       (1) by Visa, MasterCard or American Express Credit Card; or 
       (2) with an already established positive balance account with the Nova Scotia Business Registry. 
       We cannot accept any form of Debit cards at this time. 

If you wish to apply on-line click here. Before you begin, make sure you have at hand the information listed below! 

Information you will need to fill out your application form:

Details are required if the applicant or any partner, officer or director has
	had a business licence had a licence refused, suspended or revoked been involved in a personal or corporate bankruptcy unpaid judgments outstanding been convicted of a offence under the law and not been pardoned
Name and address of the financial institution housing the applicant's trust account Name, address and date of birth for the applicant, partners and officers Three year employment history for the applicant, partners and officers Address and manager's name for all branches

You can get a Licensing Guide from any Access Nova Scotia Centre or from the Licensing Section listed above.

If all requirements are met and the application is approved, the licence will be mailed to the applicant.

This licence is normally processed within 3 to 4 weeks, once all items which must accompany the application have been received, and all requirements are met.

(Please allow several extra days for mail delivery.)

This licence is valid for 3 years from the end of the month in which it is issued. It can be renewed; the department will send out a renewal notice before it expires.

Initial application and renewal:  $114.30

If you send in an application form, payment is by cheque or money order made out to the Minister of Finance. No credit or debit cards are accepted at this time. 

If you apply on-line, payment is (a) by Visa, MasterCard or American Express credit card, or (b) with an already established positive balance account with the Nova Scotia Business Registry. No debit cards are accepted at this time.

The business must be registered with the Registry of Joint Stock Companies .

There may be bonding requirements; this is at the discretion of the Registrar of Credit.

none

Consumer Protection Act, Revised Statues of Nova Scotia, 1989, Chapter 92