This includes Life insurance (including Accident and Sickness), Restricted Life insurance (Accident and Sickness only), and General insurance, including Automobile, Travel, Accident and Baggage Insurance, etc.

Financial Institutions Division
Nova Scotia Department of Finance

Tel: (902) 424-5613 or 424-5528
Fax: (902) 424-1298

e-mail:  fininst@gov.ns.ca

Office Location:
Provincial Building
1723 Hollis Street, 4th Floor
Halifax, NS  B3J 1V9

Mailing Address:
PO Box 2271
Halifax, NS B3J 3C8

A) You can send in a hard copy. You can get a form by: 
       (1) downloading a form from our website; 
       (2) visiting any Access Nova Scotia Centre; or 
       (3) calling, writing or visiting the Licensing Section office listed above. 

B) You can fill it out on-line.  (If you apply online, we will process your payment, and return a copy of your documents for your signature and the signature of your Sponsor.)
To do this, you must be able to pay as follows: 
       (1) by Visa, Master Card or American Express Credit Card; or 
       (2) with an already established positive balance account with the Nova Scotia Business Registry. 
       We cannot accept any form of Debit cards at this time. 

If you wish to apply on-line, click here. Before you begin, make sure you have at hand the information listed below! 

Information you will need to fill out your application form:

• Canada Revenue Agency (CRA) Business Number.
  
  
• Registry of Joint Stock Companies Number
  

• Agent-in-Charge's name (must be licensed for the same class of insurance that the agency intends to sell), contact information and date of birth.

• Contact person (if not the Agent-in-charge), including name, contact information and date of birth.

• List the complete range of financial services and identify their suppliers.

• List all employees, officers and partners, including contact information, date of birth and whether they will be selling insurance products in Nova Scotia.

• Three years of employment history for Agent-in-charge, officers and partners.

• Details are required if the agent-in-charge any partner or any officer or director have

• had a licence or registration refused suspended, revoked or subject to a disciplinary hearing

• been convicted of, or are currently charged, with an offence

• been involved in a personal or corporate bankruptcy with the past six years

• have any unpaid judgements against you

• will be engaged or employed in any other business, occupation or profession

• are currently licensed/register for the sale of any other financial products or services

• are a director, officer or employee of a bank, loan corporation, finance, real estate or trust company

The completed application form must be signed by a sponsor who is an insurer licensed to operate in Nova Scotia.

If the applicant is a non-resident company, a Certificate of Status from the jurisdiction in which the applicant is resident must be provided.

The completed application is submitted to the Department, along with the applicable fee (see Price below).

The Department will do a background check on the applicant.

If all requirements are met and the application is approved, the licence will be mailed to the applicant.

If you send in an application form (or drop it off in person), payment is by cash, cheque or money order made out to the Minister of Finance. No debit cards are accepted at this time.

If you apply on-line, payment is (a) by Visa, MasterCard or American Express credit card, or (b) with an already established positive balance account with the Nova Scotia Business Registry. No debit cards are accepted at this time.

Agencies must have in charge an agent who is properly licensed for the class of insurance being offered.