Managing Your Finances

We offer quick links to forms for budgeting, suggested solutions for managing your bills, and references to help you learn about your rights in the marketplace.

If you are having money trouble, Nova Scotia's Debtor Assistance program can help you get control. They can help you prepare a family budget or organize the orderly repayment of debt.

Online resources and help are available whatever your situation.

Quick Links

• Request to obtain my credit history report form from Equifax Canada - a credit reporting agency  (PDF - 20K) 
  
  
• Consumer Relations - Information form to request your credit report from Trans Union of Canada - a credit reporting agency
  
  
• Download the Declaration form and the Identity form to request your credit report from Northern Credit Bureaus Inc.
  
  
• Budgeting worksheet to help you prepare your budget
  
  
• Credit Card Costs Calculator to help you determine the most convenient credit card to use
  
  
• Canadian Retirement Income Calculator - The calculator takes you step by step through an estimate of the ongoing income you may receive throughout your retirement from:
  
  
• Getting Value for your Service Fees (PDF)
  
  
• Financial Service Charges Calculator to compare the monthly service charges of different bank accounts at various Canadian Financial Institutions
  
  
• Canadian Consumer Handbook a reference book to help consumers become more knowledgeable about their rights in the marketplace
  
  
• Managing Money - A guide to budgeting, credit use and avoiding money mishaps
  
  
• Dealing with Debt: A Consumer's Guide to help you recognize financial problems and to suggest possible solutions
  
  
• Credit - Handle with Care - information on understanding what having credit means and how to establish a credit history
  
  
• Collection Agencies - Links to legislation and a summary of legislated consumer rights