Changes At A Glance

Features of Regulation	Gift Cards	Issued before Feb. 1, 2010	Issued on or after Feb. 1, 2010
Expiry date	With dollar values on cards	No expiry, if expiry date falls after Feb. 1, 2010	No expiry date*
Expiry date	Goods and Services (e.g. spa, haircut, dinner, movie - with no dollar value on card)	Expires on scheduled date	No expiry date*
Fees	All	Fees apply	No fees**
Required Information on Card	All	No requirements	Expiry date, if applicable Fees, if applicable Refund policy, if applicable Contact details for user to check balance on card
Other information required in writing	All	No requirements	Any other restrictions, limitations, terms and conditions
* Cards exempted from regulation: cards for charitable and promotional purposes pre-paid telecom or credit-card branded cards (e.g. Visa, Mastercard, American Express, Diners Club) ** Fees exempted from regulation: customization replacement