Drivers & Vehicles
Maps, Land & Property
Vital Statistics
Services for Businesses
Services for Individuals
- Land Services & Information
- Registry of Motor Vehicles
- Residential Tenancies
- Debtor Assistance
- Citizen Rebates
- Consumer Awareness
- Life Events
- Nova Scotia Gift Cards
- Heating Assistance Rebate Program
Alcohol and Gaming
Permits, Forms & Licences
Online Services
Services en français
Consumer Loans & Credit
In a world where financial decisions are more complex every year, it can be difficult to wade through the details of a transaction. Still, it pays to read the fine print when borrowing money or using credit. If you don't understand the terms – ask questions!
These pages contain some information that will help you understand how credit and loans are regulated in Nova Scotia and how we help to protect your rights as a consumer.
Effective May 1st, there are changes to payday loan rules.
Lenders are now required to offer borrowers the money they borrow in cash.
Online payday lenders will now be required to become licensed in Nova Scotia.
