If you suspect your client may have a problem, here are some signs to look for.
- You notice a marked difference between your client's reported expenditures and debt load.
- Your client's bills are going unpaid even though, according to their income, they should be affordable.
- Your client's financial picture shows many credit card and/or ATM withdrawals. We suggest taking a look at the location of these withdrawals as well. For instance, multiple withdrawals at bars, restaurants, and casinos are signs of concern.
- Your client is showing an increase in requests for personal loans or debt consolidation.
- You ask your client about gambling, but they are vague about the amount of time and money they spend gambling.
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