Superintendent's List of Approved Life Income Fund Arrangements

Pursuant to Regulation 23 under the Pension Benefits Act (Nova Scotia)

Dated: 20 March, 2012

Note: (# after a LIF means the LIF is approved for Temporary Income Provision).

Reference Rate for 2012 is 6.0%

Temporary Income for 2012 is $ 20,040

• Trust Companies
• Banks
• Insurance Companies
• Other

Trust Companies

AGF Trust Company

• AGF Group of Funds (RIF 098) #
• Primerica Concert (RIF 1046) #
• Harmony (RIF 1047) #

The Bank of Nova Scotia Trust Company (Scotiatrust / Scotiabank)

• DWM Securities Self-Directed (RIF 1562) #
• Dundee Private Investors Self-Directed (RIF 1563)#
• Scotia (RIF 706) #
• Scotia Private Client Group (RIF 1272) #
• Scotia Self-Directed (RIF 883) #

The Canada Trust Company(TD)

• AIC Limited (RIF 165)#
• Assante Capital Management Ltd. Self-Directed (RIF 1238) #
• Assante Financial Management Ltd. Self-Directed (RIF 1239) #
• Berkshire Investment Group Inc. (RIF 995) #
• Berkshire Securities Inc. (RIF 982) #
• BluMont Capital Corporation (RIF 1064) #
• CI Funds Life Income Fund (RIF 718) #
• Clarington (RIF 965) #
• Dundee Self-Directed (RIF 1397) #
• Dynamic Mutual Funds (RIF 294) #
• Fidelity Investments Canada ULC (RIF 997) #
• Goodman & Co Inv Counsel Ltd (RIF 294)#
• Global Maxfin Investments (RIF 1452) #
• Insight Life Income Fund (RIF 1164) #
• Man Investments Canada Corp. (RIF 1450) #
• Manulife Securities Self-Directed (RIF 1146) #
• MGI Financial Self-Directed(RIF 727)#
• PIP Self-Directed (RIF1527)#
• TD Waterhouse Private Investment Counsel (RIF 667) #
• TD 'FLEXI' (RIF 636) #
• TD Mutual Funds (RIF 1271) #
• TD Waterhouse Institutional Services Self-Directed (RIF 931) #
• TD Waterhouse Private Trust (RIF 1351) #
• TD Waterhouse Self-Directed (RIF 644) #

Canadian Western Trust

• ATB Securities Inc (RIF 1322)
• Canadian Western Trust Self-Directed (RIF 214)
• Canadian Western Trust Guaranteed (RIF 215)
• Haywood Securities (RIF 1212)
• Odlum Brown Ltd Self-Directed(RIF 201)
• Ocean Rock Investments(RIF 1378)
• Qtrade Investor Inc. Self-Directed (RIF 1253)
• Raymond James Ltd (RIF 1516)#

CIBC Mellon Trust Company

• General (RIF 1208) #

CIBC Trust Corporation

• CIBC Investor Services Self-Directed (RIF 186)
• CIBC Trust Corporation Self-Directed (RIF 112)
• CIBC Trust Personal Portfolio Services (RIF 897) #
• CIBC Wood Gundy Self-Directed (RIF 213)
• Renaissance Investments (RIF 378) #

Computershare Trust Company of Canada

• Caldwell Securities Ltd. Self-Directed (RIF 525) #
• Canaccord Financial Self-Directed (RIF 543) #
• Credential Securities Inc. Self-Directed (RIF 1449)#
• Dominick & Dominick Self-Directed (RIF 1263) #
• Edward Jones (RIF 1511)#
• E*Trade Canada Securities Corporation Self-Directed (RIF 1023) #
• GMP Securities L.P. (RIF 1284) #
• MacQuarie Private Wealth Inc(RIF1289)#
• Opus Financial Inc. Self-Directed (RIF 1198) #
• Questrade Inc. (RIF 1447) #
• Richardson Partners Financial Ltd Self-Directed (RIF 1508)#
• Sprott Private Wealth Inc.(RIF 1301) #
• Stone & Co. (RIF 1464) #
• Union Securities Ltd Self-Directed (RIF 1048) #

Concentra Financial Services Association

• Concentra Financial (RIF 003) #

Concentra Trust

• Alterna Savings (RIF 1482) #
• Atlantic Baptist Foundation (RIF 1371) #
• Concentra Financial Self-Directed (RIF 380) #
• Credential Asset Management (RIF 1171) #
• Credit Union Available to all participating Credit Unions (RIF 988) # (RIF 1298) #
• Growthworks Matrix (RIF 1566) #
• Jovfunds Self-Directed (RIF 1298)#
• ING Direct Self-Directed(RIF 1203)#
• Inhance Investment Management Inc. (RIF 1413) #
• The Ethical Funds Company (RIF 615) #
• Northwest and Ethical Investments LP(RIF 1503)#
• Sterling Mutuals(RIF 1249)#

Desjardins Trust Inc.

• Desjardins Financial Security Investments (RIF 1448) #
• Group Life Income Fund of Desjardins Trust (RIF 1409) #
• Northwest Mutual Funds (RIF 1139) #
• SFL Investments (RIF 1465)#

HSBC Trust Company (Canada)

• HSBC Securities Self-Directed (RIF 593) #
• HSBC Invest Direct Self-Directed (RIF 861) #
• HSBC Trust Company (Canada) (RIF 1155) #

Industrial Alliance Trust Inc.

• Industrial Alliance Securities Inc. Self-Directed (RIF 843) #
• IA Clarington Investments Inc. (RIF 1392) #
• Investia Financial Services Inc.(RIF 1470) #

Investors Group Trust Co. Ltd.

• Investors RIF #

LBC Trust

• Laurentian Bank Securities. (RIF 1033)#

M.R.S. Trust Company

• Counsel Portfolio Services Inc. (RIF 1186) #
• Mackenzie Financial Corporation (RIF 219) #
• M.R.S. Security Services Inc. Self-Directed (RIF 1003) #
• M.R.S. Self-Directed (RIF 594) #
• Quadrus Investment Services Ltd. (RIF 305)#

NATCAN Trust Company

• Altamira (RIF 272) #
• Meritage Portfolios (RIF 1441) #
• Natcan Trust Private Investment Management (RIF 549) #
• National Bank Securities Inc. (RIF 1331) #
• National Bank Financial Ltd. Self-Directed (RIF 552) #

Olympia Trust Company

• Olympia Trust LIF(RIF 936)#

The Royal Trust Company(RBC)

• AEGON Fund Management Inc. (RIF 1288) #
• Brigata Capital Management (RIF 1480) #
• Burgundy Asset Management (RIF 1070) #
• Bullion Management Services(RIF 1376)#
• Canadian Medical Association (RIF 126) #
• EdgePoint Wealth Management Inc. (RIF1500)#
• Fidelity Canada ULC (RIF 1512)#
• Franklin Templeton Investment Corp (RIF 162) #
• Front Street Capital (RIF 1495)#
• Highstreet Asset Management (RIF 1160) #
• Invesco Canada Ltd (RIF174)#
• Louisberg Investments (RIF 1519)#
• MacDougall, MacDogall & MacTier(RIF 0544)#
• Mackie Research Capital Corporation (RIF 563) #
• Marquest Investment Counsel (RIF 1206) #
• Mavrix Funds Management (RIF 1058) #
• McLean Budden Personal (RIF 1112) #
• MD Private Trust Company (RIF 1265) #
• Montrusco Bolton Investments (RIF 1201)#
• Octogan Capital Group (RIF 1255)#
• Putnam Investments (RIF 1297) #
• Philip, Hager & North (RIF 1536)#
• RBC Asset Management Inc. (RIF 1330) #
• RBC Dominion Securities Inc. Self-Directed (RIF 1039) #
• RBC Dexia Investor Trust Services (RIF 1389) #
• Royal Bank (RIF 030) #
• Royal Bank Action Direct Inc. Self-Directed (RIF 731) #
• Royal Trust (RIF 046) #
• Royal Trust Personal Trust Services (RIF 047) #
• Saxon Funds (RIF 1477) #
• Saxon Funds Management Ltd. (RIF 1361) #
• Sceptre Personal Investment Funds Limited (RIF 891) #
• SEI Investments Canada Company (RIF 1163) #
• Sun Life Global Investments RIF 1543 #
• Titan Funds (RIF 1466) #
• Value Partners Investments Inc. (RIF 1394) #
• Vengrowth Capital Partners Inc. (RIF 1380) #
• Wave Cycle (RIF 1484) #

Standard Life Trust

• Standard Life Life Income Fund (RIF 1148) #

State Street Trust Company Canada

• Hartford Canada (RIF 1221) #
• Nxt Funds (RIF 1515)#
• Russell Investments (RIF 1478) #
• Sentry Select (RIF 1126) #

The Trust Company of Bank of Montreal(BMO)

• Bank of Montreal Investorline Self-Directed (RIF 432) #
• First Canadian (RIF 076) #
• Guardian Group of Funds Ltd. Self-Directed (RIF 062) #
• Nesbitt Burns Inc. Self-Directed (RIF 089) #
• The Trust Company of Bank of Montreal (RIF 1028) #

Banks

Bank of Nova Scotia(Scotiabank)

• (see Scotiatrust)

Canadian Imperial Bank of Commerce

• CIBC RIF

Ubiquity Bank of Canada

• Ubiquity Bank (RIF 1347) #

Insurance Companies

Allianz Life Insurance Company of North America

• Variable Annuity Insurance Contract #

Assumption Life / Assumption Vie

• Assumption Mutual Life Insurance (RIF )

AXA Assurance Inc.

• Accumulife Option Contract (RIF 1485) #

The Canada Life Assurance Company

• Canada Life Segregated Fund (RIF 1524)
• Flex Individual Variable Insurance Contract (RIF 356)
• Generations Individual Variable Insurance Contract (RIF 1140)
• LIF with Guaranteed Interest Investment Account
• Variable Investment Policy RIF

Co-operators Life Insurance Company

• Group Retirement Income Plans (RIF 1454) #
• Group Retirement Income Solutions (RIF 1565) #
• Versatile Portfolios RIF #

Desjardins Financial Security Life Assurance Company

• Desjardins Financial Security Guaranteed Investment Funds - Helios (RIF 1468)
• Group Life Income Fund (RIF 1406)
• Millennia III Plan (RIF 879)

The Empire Life Insurance Company

• Elite (RIF 1149) #
• Elite XL (RIF 1077) #
• Empire Life Mutual Funds (RIF 1567)#

The Equitable Life Insurance Company of Canada

• Equitable Life LIF #

The Great-West Life Assurance Company

• Flexible Income Fund
• Flexible Income Fund Investors Group Series
• Great West Life Segregated Funds (RIF 1507)
• Great West Life Segregated Funds Investors Group Series (RIF 1523)
• RIF Annuity (RIF 329)

Industrial Alliance Life Insurance Company

• Ecoflex (RIF 327) #
• Group Retirement Income Fund (RIF 1312) #
• IAG Savings and Retirment Plan (RIF 1553) #

Industrial Alliance Pacific Life Insurance Company

• Ecoflex (RIF 403) #
• IAG Savings and Retirment Plan (RIF 1552) #

London Life Insurance Company

• London Life (RIF 893)
• London Life Marketfund RIF
• London Life Segregated (RIF 1525)
• Prudential (RIF 755)

The Manufacturers Life Insurance Company (Manulife)

• Capital Accumulator Plan (RIF 1395) #
• Elite Portfolio (RIF 1316) #
• Guaranteed Investment Fund (RIF 1517)
• Guaranteed Investment Funds Select (RIF 1436)
• Investment Account (RIF 815) #
• Investment Guaranteed Interest Contract (RIF 1291)
• Investment Portfolio (RIF 986) #
• Lifestyle (RIF 194)
• Manulife Pension Builder (RIF 1556)
• Royal & Sun Alliance Financial (RIF 852) #
• Segregated Funds Variable (RIF 1153)
• Synchrony Funds (RIF 1159) #
• Vista (RIF 648)
• Zurich WealthGuard Segregated Funds (RIF 1185)

The Prudential Insurance Company of America

• (see London Life Insurance Company)

RBC Life Insurance Company

• RBC Insurance Guaranteed Investment Funds RIF #

SSQ Life Insurance Company

• SSQ LIF (RIF 136)#

The Standard Life Assurance Company of Canada

• Standard Life Group Life Income Fund (RIF 1251) #
• Guaranteed (RIF 151) #
• Ideal Segregated Fund Policy (RIF 1270) #
• Standard Life Portfolio (RIF 366) #

Sun Life Assurance Company

• Canadian Dental Association (RIF 1318)
• Clarica Interest Account (RIF 1309) #
• Clarica Portfolio (RIF 1144) #
• Group Retirement (RIF 1104)
• Group Retirement Services (RIF 1216)
• Income Master (RIF 1435) #
• Sun Life Financial Trust Inc (RIF 1497)#
• Sun Spectrum Interest Account (RIF 1320) #
• SunWise Variable Annuity Policy (RIF 1150) #
• SunWise Essential Series Segregated Funds (RIF 1541)#

Transmamerica Life Canada

• AIC Segregated Funds (RIF 1157) #
• BPI Legacy Funds (RIF 1105) #
• CI Guaranteed Funds (RIF 1166) #
• TD Guaranteed Investment Funds II (RIF 1215) #
• Transamerica Guaranteed Investment Funds (RIF 1520)#
• Transamerica Investment Portfolio (RIF 1258) #
• Transamerica Investment Portfolio II (RIF 1319) #
• Transamerica Investment Portfolio Grow Safe (RIF 828) #
• Transamerica Investment Portfolio Grow Safe 2 (RIF 1002) #
• Transpac Contract (RIF 1522) #

Other

League Savings & Mortgage Company 

• League Savings & Mortgage RIF #