Insurance companies must be licensed in order to operate in Nova Scotia. Most insurance companies are licensed federally, with a smaller number licensed directly by the Province.
To be a licensed insurer in Nova Scotia, download and complete the Canadian Council of Insurance Regulators Application for Insurer’s Licence (pdf).
For insurer licence renewal, complete the Insurer Licence Renewal Form (pdf).
The Nova Scotia Permits Directory also provides Insurer licensing information.
| Insurance Companies Licence Fees |
| Type of Insurance | Licence Fee |
| Accident and sickness insurance | $895.36 |
| Aircraft insurance | $358.14 |
| Automobile insurance | $596.90 |
| Boiler and machinery insurance | $358.14 |
| Credit insurance | $358.14 |
| Fidelity insurance | $358.14 |
| Hail insurance | $358.14 |
| Legal expense insurance | $358.14 |
| Liability insurance | $596.90 |
| Life insurance | $895.36 |
| Marine insurance | $596.90 |
| Mortgage insurance | $358.14 |
| Property insurance | $596.90 |
| Surety insurance | $358.14 |
| Title insurance | $358.14 |
The maximum fee to be paid by any insurer or inter-insurance exchange is $1,790.70