Auto Insurance Reforms 2011
The provincial government kept its promise to review Nova Scotia’s auto insurance system to ensure it meets the needs of today’s families.
Reforms, announced on November 9, 2011, balance fairness, affordability and stability to ensure Nova Scotians have the best auto insurance coverage.
These reforms are based on recommendations (PDF) from the independent auto insurance review, which included consultation with the insurance industry, stakeholders and Nova Scotians. The provincial government also considered a report (PDF) from Utility and Review Board which included a cost analysis.
These reforms represent a major change in the automobile insurance system in Nova Scotia. To allow the insurance industry enough time to prepare new products and processes and train staff, these reforms will be implemented in two phases.
Phase one reforms will be effective on April 1, 2012. (PDF)
Phase two reforms will be effective on April 1, 2013. (PDF)
Superintendent of Insurance Information Bulletin:
Automobile Insurance (PDF), January 10, 2012
About Insurance Individuals and organizations purchase insurance to provide financial protection against a specific risk or loss. In Nova Scotia, private non-government companies provide insurance. If you drive, auto insurance is mandatory.
The Office of the Superintendent of Insurance supervises the business of insurance in the province.
The Consumer Information section contains basic information on the insurance, auto insurance, the role of government, and how to find answers and file complaints on insurance matters.
The sections on Licensing and Insurance Taxes provide information on meeting regulatory requirements.
The remaining sections: Forms, Publications, Legislation and Links contain documents and resources of interest to both consumers and the industry.
Additional Information