Eligibility
Applications will be considered from both existing producers and new, prospective farmers for a variety of projects including, but not limited to; farm acquisitions (i.e. farms as going concerns), land purchases, construction/improvement of buildings and rural agri-businesses development.

Loan Format
Financing is predominantly secured by real estate and is up to a maximum of 90% of the appraised value.  Amortization is generally over a fixed term with payments scheduled on a monthly, semi-annual or annual basis with term rates available to clients who fulfill certain criteria. See details of our current interest rates.

Loan Application Process
Applications are processed on the basis of a security appraisal, an assessment of the farming program and a review of the completed application form in addition to any supplementary information provided – such as a business plan. Information on how to prepare a business plan can be found at: www.gov.ns.ca/agri/bde/info.shtml or download the PDF.

Application Forms: [Printable Acrobat Reader format]

• General Application Form
  NOTE: A completed life insurance application must accompany every loan application and should be requested directly from either the Kentville or Truro office.
• Information Required for a Company Loan Form
  (must be completed if applicant is a Corporation)
  
• Current Client Refinance Application Form
   
• Life Insurance Guidelines
   
• FarmNEXT Program
   
• Frequently Asked Questions